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 Average savings/month
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Posted on 11-16-14 10:58 AM     Reply [Subscribe]
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What is the average savings/month for most of us who works 8 - 4:30 job? Personally, in my case jati kamaye ni kharcha bhai ra huncha, haat ma lage sunna.
 
Posted on 11-16-14 2:09 PM     [Snapshot: 137]     Reply [Subscribe]
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I had asked similar question few months back in Sajha. Later found that there are many past threads where members had asked similar questions out of curiosity and for comparison purpose. IMO, one of the majority cluster of Nepali diaspora in US are people who came here as Students (Undergrads, Grads, Post Grads etc.) and many of them stayed. Most of them obtained their GC through employers (be it desi IT recruiting companies or directly through companies & universities for jobs where they are skilled). Anyways, my thread was responded by demographics who skew in their thirties (say, 28 years to 40 years of age) and have high paying jobs. By high paying jobs, I meat average high paying jobs like we observe in IT and not necessarily like those of successful Doctors, Lawyers and Industrial Scientists whose median earnings might be more. Neither did I mean semi-white collar workers like call center operative, desk clerk, account assistant at a professional firm, dealership accountant types whose earnings might be slightly lower compared to say, a developer / programmer in a Bank. So if you are asking about savings of a single person in such a group, I think it ranges in terms of lifestyle. If I was 28 years old and just 2- 3 years out of college, a single person, I would be more or less comfortable in my job, my H1B was secured I was almost about to obtain my GC I was earning approximately $4000 to $7000 after tax and living with room-mates. My monthly expenses would by a maximum of $2000 then I would save somewhere from $2000 to $3000 per month depending on my after tax income. But on the other hand, when I was single I would eat out more, go to Las Vegas and Tijuana more often, bar hop more often and buy those Express shirts that I hardly wore. Long story short, I saved less when I was single. After a stable immigration status, stable job, a working spouse and kids, life has more expenses but somehow better savings too. For two people working in the house, a kid and two dependent parents, you might still end up saving somewhere around $2000 a month. Now these are merely my experiences and opinion. People have different circumstances. Some people need to send more money back home, live in cosmopolitans where rents and mortgages are higher, manage 2 relationships (spouse and baharwala), go to casinos more often; then savings tend to deplete. Your take please. Also, I did not include many folks from our diaspora who own businesses. I have no way of finding out median income of those friends.
 
collegefootballrocks
Posted on 11-16-14 5:51 PM     [Snapshot: 336]     Reply [Subscribe]
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My gross income: $68,000
Haat ma parne: $3,400 per mnth
aba per month: rent: 700, grocery: 400, gas: 100, utilities including phone: 250, insurances: 300, miscellaneous: 200 ... car ko kistaa: 400.....aba aafai hisaab garam sathi bhai ho,
 
Posted on 11-17-14 9:23 AM     [Snapshot: 669]     Reply [Subscribe]
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Mero monthly income: $20,000
Haat ma parne: 16,000
Rent: 2,000
Grocery: 1,000
Utilities: 500
Car and insurance: 1,200
Miscellaneous:4,000. baki chai aafai calculate garau la साथी भाई, दिदि बहिनि तथा छमिया हरु
 
Posted on 11-17-14 1:18 PM     [Snapshot: 820]     Reply [Subscribe]
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Here is your answer: 

http://sajha.com/sajha/html/index.cfm?threadid=93005&noofposts=54   


 
Posted on 11-17-14 7:21 PM     [Snapshot: 983]     Reply [Subscribe]
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Nepalipride 1 bro le jhukkera sabai ma 1 ota 0 dherai halya jasto chha...lol.....surprised monthly 20,000 kamaune ko 16,000 haat ma parcha bhanda.....20% matra tax deduction ani no 401K and bla bla. Hami thorai kamaune le chahi average 35% tax tirnu parne hai !!!!
 
Posted on 11-17-14 8:38 PM     [Snapshot: 1055]     Reply [Subscribe]
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^ Ma pani tehi sochdai thiye!!! 20,000 kamayera 16,000 kasari haat parcha? 6 digit salary ta hami-hamra sathi haru ko pani cha. Tetro haat pareko ta tha chaina. Dhanda po k garnu huncha kuni? :D
 


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